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Network marketing is a business model that has very similar characteristics to franchising. However total rewards visa credit card the advantage that it has over traditional franchising includes a low cost of entry and high potential revenue possibilities.

What types of people are attracted to a network marketing opportunity? Generally the types of people who are attracted to network marketing are unhappy in their careers and have generally not received the levels of success that they expected. They look upon working as being hard and involving long hours. They are also unhappy with their income and what the future holds for them. They have little or no experience of owning their total rewards visa credit card own business and would not have the capital to invest in starting up and running their own business. Often they have no direct experience of sales or of business development. Therefore when they start up their network marketing career the often make a series of errors. They attempt to use social settings to sell their products and while doing that try to oversell. Often they are inaccurate in their statements. This results in an air of desperation and lack of trust. The focus is purely on acquiring new customers instead of developing and maintaining existing ones. Making a move towards network marketing should be viewed as if you are just as starting up your own small business. Therefore you must be prepared to develop expertise in all aspects of running a small business. A serious commitment is needed with regards to educating yourself on sales and marketing techniques, networking skills, financial planning, time management etc. The processes should also be in place to run your business. Your home office, your communication channels, how you market yourself, your selling techniques, how you control your finances, etc., will all add up to how successful you will be. As you are working for yourself you will need to develop the motivational skills and determination to succeed. This can be helped by participating in a network or community. Once these business skills are in place then you will be viewed as an expert in your field. This will help to build your reputation and levels of trust. People will view you as a serious business owner with a developing reputation for quality. And within the business world a good reputation develops trust, confidence and repurchase.2

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In can be really hard for anyone to get a bank account in the UK nowadays. With the bank sometimes wanting two forms of ID, and a utility bill, and maybe even a reference, it can make things tough for some people to open up an account.

I moved to England, from Belfast, last year with a friend to start new jobs here. We both first of all needed to open bank accounts to deposit our wages into. For my friend it was really hard - because we rented our accommodation and the rent included bills, we didnít have any utility bills in our name. There were other problems, but this was a main one - a stupid rule that discriminates against renters.

I say that it was really hard for my friend, but it was even more difficult for me. Because I have dual nationality and chose to travel on an Irish passport the banks would not take this as verification of my ID. So, even though I am a British citizen, unless I show a British passport the banks will not try to confirm my identification and turned me down straight for a bank account.

Although I was having more problems, my friend wasnít able to open a bank account either. So here we were - two successful men in two good jobs, who just werenít allowed to open a bank account in England because of a lot of red tape.

My friend got lucky - after a long time of stress and unhappy phone calls he went online and got a Barclays current account online. Me however, I gave up. I have to use my Ulster Bank account for my wages to be paid to me. Although I can use my bank card here to withdraw money here I am very limited to the services I can use from over here.

So, I ask what, kind of shambles is the British banking system that two British citizens can have such problems in simply opening an account?

For those of you not familiar with that term, it's simply an outfit that "gets paid" to promote a particular company's prospects to people.

I'm torn a bit as to what I think about these places. On one hand, let's say you have a great little company, but no one's heard of you. You trade on the pink sheets and can't seem to get your stock price over a buck, despite making good profits and growing your business each year. What can you do? Well, you can go to a promoter, pay him a fee and he'll go out and "spread the word" about your company, hopefully opening a bunch of eyes to your possibilities.

That sounds relatively harmless right? Well, yes and no. If done properly it is harmless. But some promo houses take it a bit too far, hyping the company with facts that simply aren't true, and making it sound much better than it is. So, what happens is that the average "Joe" gets an email telling him about the hottest new gizmo on the planet, telling him how the company is going to take over from MicroSoft, and that he's got to buy it now, a few days ahead of some "important news" that's about to hit.

So, Average Joe buys XYZ and calls his friends. They buy XYZ. Soon the stock is moving higher and all is well. But then the promo house itself, which may have gotten 100K shares, starts selling into that move. In a matter of days, XYZZ is lower than it was. That my friends is a classic pump and dump.

If you get a piece from one of those promo houses and the info sounds interesting, do some research. If after poking around the company you find that "hey, this does have some merit" then by all means make a decision as to whether you want to invest in it. But don't take any of the "hype" you see at fair value.Make sure you prove each and every point the Promo house has indicated. I've found some good companies after reading promo hype, but I've found a lot more that weren't worth a second look. Do your homework.

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