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Best normal apr rates

This article is actually about a subject that I felt I needed to research for my own good. Now that I'm making money online in marketing I thought that it Rewards credit cards would be a good idea to learn some investment strategies.

At the very least, find out what types of investments there are, so this articles is kind of a beginners’ tutorial on investments. I'll go into more detail of each type in later articles. The one thing I did know about investments even before doing this research is that investments can be relatively safe, very risky or somewhere in between. And as with anything in life the bigger the risk the bigger the reward. Let's face it, you're not going to get a 50% ROI by putting money into a savings account. Right now mine is earning about 1.5% interest. Pretty pitiful if you ask me. That's not investing. That's just letting your money rot away in a vault.So let's see what basic types of investments we have.For starters you have bonds. These are also called "fixed income" securities. The reason that they are called this is because the income you get from bonds is fixed. You invest a certain amount in the bonds you purchase and after a certain amount of time, when the bonds mature, you get a certain return. You're basically lending out your money to the government and they are paying you back with interest at a later date. Bond investment is relatively risk free. Therefore the return you get is pretty low.Then there are stocks. And let me tell you, there are more stocks out there to invest in than Carter has liver pills. Just check with the NYSE to see how many stocks are actively being traded. Stocks are much riskier than bonds. A stock can sell for $5 a share one day and drop down to $1 a share the next day. Imagine investing in 1000 shares. You would have lost $4,000 in just one day. Conversely stocks can give you a big best normal apr rates windfall literally overnight. The key to stock investing is to get a good broker who knows the market. And don't worry, he WILL have your best interests in mind because he wants to make money too, as he gets a percentage of any gain you make on the stocks you invest in.Then you have your mutual funds. Mutual funds are a collection of stocks and bonds put together in one portfolio. When you buy into a mutual fund you are actually throwing in your lot with a bunch of other investors. The theory behind mutual funds is that the diversification of investments best apr normal rates will help prevent Rewards credit cards against any great loss on the investment as a whole. My wife's IRA is actually part of a mutual fund that so far is doing very nicely. So these are relatively safe, though a little riskier than bonds alone.And then finally you have what they call alternative options which include options, futures, FOREX, gold, real estate, etc. I'll go into these in detail in future articles.Investing is no longer a luxury, it's a necessity. best normal apr rates With the value of the dollar constantly going down the only way to provide for your future normal apr best rates and your retirement IS to invest. If you think I'm kidding, in 1965 a gallon of gas was 32 cents. It's now up to over $3 where I live. No, a dollar isn't worth what is used to be worth.What's the answer?Invest.Just don't lose your shirt in the process.2

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Do you need to borrow money? Home equity lines may be one source of credit. Home equity credit lines may provide you with large amounts of cash at a low interest rate and they may provide you with certain tax advantages with other loans.

Home equity lines of credit require you to use your home as collateral for the loan. This may put your home at risk if you are late or cannot make your monthly payments. Those loans with a large final (balloon) payment may lead you to borrow more money to pay off this credit line, or they may put your home in jeopardy if you cannot qualify for other refinancing. If you sell your home, most plans require you to pay off your credit line at the time of closing. In addition, because home equity loans give you relatively easy access to cash, you might find you borrow money more often.

Remember too, there are other ways to borrow money from a lender. For example, you may want to explore second mortgage installment loans. Although these plans also place an additional mortgage on your home, second mortgage money usually is loaned in a lump sum, rather than in a series of advances made available by writing checks on debts. Also, second mortgages usually have fixed interest rates and fixed payment amounts.

You also may want to explore borrowing from credit lines that do not use your home as collateral. These credit lines may be a better option for you and your situation. These are available with your credit cards or with unsecured credit lines that let you write checks as you need the money. In addition, you may want to ask about loans for specific items, such as tuition, cars, and those nasty credit cards. Either way, home equity lines can be useful if done the right way.

Times certainly have changed for American Express. Gone are the days where the American Express card was simply a charge card that had to be paid off in full every month. Yes, the old workhorse – the green card – is still available and popular too. However, American Express decided to take MasterCard and VISA on directly by offering its own line of credit cards. These “blue” cards have been such a hit with consumers that the admired financial giant is now offering four different blue cards from which consumers can choose. Each American Express blue card is different, so let’s take a look at just what makes each one so special.

American Express Sky Blue, The Ultimate Travel Rewards Card

Sky Blue – If you are tired of all those rewards cards that promise you a weekend in Las Vegas, but can only deliver you an overnight stay in Providence, then the Sky Blue card should appeal to you. Touted by American Express as putting an end to travel reward card restrictions, Sky Blue goes where no other American Express blue card has gone before it. With absolutely no black out dates and no travel restrictions, the Sky Blue card allows for card holders to travel where they want, when they want. But, it even gets better: 0% introductory APR and no annual fee; discounts on airline tickets, hotel stays, and car rentals. You even get free coverage on rental car insurance and travel accident insurance with Sky Blue.

Blue Cash For Cold, Hard Cash

Blue Cash – If it is cold, hard cash that you want, then there isn’t a card that matches the American Express Blue Cash card. This is no 1% or 2% cash back card; the Blue Cash card is one that really works for card holders as it gives back 5% cash on just about everything you buy. Save 5% on gas. Save 5% on drugstore visits, on the bills you pay, and on so much more. Best of all, you don’t have to worry about redeeming your points as every year American Express will give you your earnings back to you in the form of a big fat credit to your account!

The Original Blue: The American Express Blue Card

Blue – The American Express Blue card was the card that got the whole blue movement rolling. Although it isn’t as power packed with the features found in Sky Blue or Blue Cash, the Blue card is still a worthy choice. If you select “Blue” you get 0% APR for up to 15 months, 4.99% APR on balance transfers for the life of the loan, and you will earn points toward the American Express free rewards program. Yes, there is no annual fee with the Blue card either!

Jet Blue: The Airline And The Card

Jet Blue – Named for the airline it represents, the American Express Jet Blue card allows card holders to accumulate points toward free Jet Blue Airways flights. Using the card the very first time nets users a cool 5,000 points right off the bat. You can also get double points at many places where you like to shop or eat.

As you have read, the competition for credit card carrying customers is heating up. With an American Express Blue Card you can receive benefits not available to customers of competing card companies. What are you waiting for? Put an American Express Blue Card in your wallet today and reap all of the rewards!

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