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Home > Other > Advanta Platinum Business Card with Rewards Options

Advanta Platinum Business Card with Rewards Options

0% Intro APR for 15 months on Balance Transfers
7.99% Fixed APR Thereafter
7.99% Variable APR on Purchases
Choice of 5% Cash Back OR Travel Rewards
Up to $50,000 Credit Line
No Annual Fee and No Limit on Earnings
$0 Fraud Liability
Personalized Card -- your company name at the top of the card

Annual Percentage Rate (APR) for Purchases and Balance Transfers: Prime plus 7.99% ; however, for Balance Transfers only, introductory 0% for the first fifteen billing cycles from the date your account is opened.
Default: The higher of the account APR plus 3%, or Prime plus a Default Margin of 17.99%.
Grace Period for New Purchases: 25 days from statement closing date, if new balance is paid in full in the manner and by the time of day on its due date as shown on statement.
Annual Fee: None when you select any Cash Back reward program.
Minimum Finance Charge: If any finance charge is applicable: $1.
Transaction Fees: for Cash Advances and Balance Transfers Cash Advances other than Convenience Checks: 3% (minimum $5); Convenience Check Cash Advances: 3% (minimum $5; maximum $50). Balance Transfers processed during the introductory period: 3% (minimum $5; maximum $50).
Other Fees Late Payment Fee: $15 to $39 based on balance. Overlimit Fee: $15 to $39 based on balance. Returned Payment Fee: $20. Dishonored Convenience Check Fee: $20.
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DID YOU KNOW?

An online petition is being circulated to all Internet users for the purpose of collecting signatures showing support for Google to make its word verification scheme accessible to the blind and visually impaired.

Tempe, AZ (PRWEB) January 17, 2006 -- We at the Blind Access Journal call upon all Internet users to sign the Google Word Verification Accessibility Petition found at http://www.petitiononline.com/captcha asking Google to provide an accessible alternative to the visual verification scheme that currently locks the blind and visually impaired out of participation in all the company's services. Google’s implementation of word verification currently denies us access to such important features as the ability to create accounts and blogs, change our passwords, and post comments to most blogs that use the Blogger service. Accessible solutions to visual verification have already been put in place by such companies as America Online, Microsoft, PayPal and SpamArrest. We ask Google to follow this lead with an audio playback implementation now, followed by the creation of new innovative approaches that meet the needs of all users, including the deaf-blind population.

After allowing sufficient time to collect a significant number of signatures, the signed petition will be sent, via certified mail, to Dr. Eric Schmidt, Google's CEO. Visual verification without accessibility represents a growing, immediate clear and present danger to the continued ability of the blind and visually impaired to participate in all the Internet has to offer on terms of equality with our sighted peers. Let's all sign this petition and do all we can to urge Google to make the situation right by following the company's own mission statement to “organize the world’s information and make it universally accessible and useful” by allowing participation for everyone.

Please redistribute this press release to all interested parties, post it on blogs, discuss it on podcasts and insure its wide distribution to all independent and mainstream media outlets. E-mail and telephone queries are welcome from all interested in this vital effort. We thank you in advance for your support.

It seems as though every time you turn around there's a new credit card rewards program trying to win your business by promising to make your everyday purchases count toward something more. Credit card rewards can be great, since they are a way to counteract the interest that you pay on purchases that you'd make anyway… but not all credit card rewards programs are right for everybody. If you've been considering getting a new credit card that has a rewards program but aren't really sure which program is right for you, then you're in luck.

Below you'll find information on some of the most common rewards programs, so as to help you to decide whether that particular program is right for you or not.

Cash Back Rewards

One of the most popular types of rewards programs is the cash back reward… meaning that the more you use the card, the more money you'll get back from the company as a reward. Generally, the amount paid is a low percentage… 1.5% or 2% are the most common percentages paid for cash back rewards, though there are some companies that will pay between 3% and 5% to at least some of their customers.

The reward payments are usually made once per year on the anniversary date of the cardholder (the day that they first activated their card), though there are a few companies that offer instant rewards on each purchase made.

Airline Miles

Giving free airline miles that can be cashed in for tickets at major airlines is another popular type of rewards program. The cards that offer airline miles as a reward generally grant a large number of miles either upon activation or the first purchase made with the card, and then a lower number of miles with each purchase based upon the amount of the purchase. Some cards offer miles that can only be cashed in for certain dates, whereas others have miles that can be used for any date. It goes without saying that individuals who don't fly wouldn't be likely to have much use for this particular reward program.

Shopping Discounts

There are two different types of shopping discount rewards programs… those that are offered by retailers, and those that are offered by manufacturers. Retailer reward programs generally carry a discount of around 10% on any purchases made with the card at their stores, though there may be some exceptions on certain items. Manufacturer discounts are generally offered by manufacturers of high-cost items such as automobiles or other vehicles and offer a discount whenever you purchase one of their products. Some models of products may be excluded from this discount.

Free Gifts

Slightly less common as a rewards programs are those that grant free gifts based upon use of the card. Each time you use the card, you'll get a number of points from the store or company that the card is linked to which can later be redeemed in lieu of cash. Some retailers, online companies, or catalogue sales companies will offer this sort of rewards program, enabling you to get certain items for free after you've built up enough rewards points on your card.

The specific items that reward points can be redeemed for in this manner may vary from one company to the next… in some cases it is only certain items that can be purchased this way, whereas in others you can get any item that the store or retailer has in their stock.

You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

Article Source: http://EzineArticles.com/?expert=John_Mussi










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