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Home > Other > Chase Platinum

Chase Platinum

0% Introductory APR for up to 12 months on all purchases and balance transfers*
No Annual Fee
Interest-free grace period when you pay your bill in full each month
Get great Platinum privileges

Choose all the privileges of Platinum, with a 0% APR for up to 12 months.
Now that's interesting. Apply Now!

0% Introductory APR for up to 12 months on all purchases and balance transfers*

  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Interest-free grace period when you pay your bill in full each month

Get great Platinum privileges

  • FREE Online Account Access
  • FREE travel services including Auto Rental Insurance and $500,000 Worldwide Travel Accident Insurance
  • Zero Liability on unauthorized transactions**

*Valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms.
**Covers U.S.-issued cards only. Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. See your Cardholder Agreement for more details


Apply now Back


Applying for a credit card is more than filling out a form and signing your name. It is very important to understand the responsibility behind a credit card. Credit cards are responsible for many people falling into debt and ending up with credit problems that plague them for years. There are some great tips on how to apply for a credit card that every consumer should know before signing that bottom line.

Credit cards are basically a loan. You are borrowing the credit card companies money to make purchases that you will then pay back in installments or at a certain time of the month. They give you the freedom to make purchases, even when your bank account is low. They can also be helpful when making large purchases you can not afford to make in cash because you have the option of paying it back in monthly installments. These are some of the perks of having a credit card.

There are also downfalls to credit card usage. Some people misuse their credit cards and buy things that are way out of their spending limit. They run up credit card debt and when combined with interest rates and other fees, end up with a debt they have a hard time paying back. They then end up with extra fees for paying late or being over their credit limit. Credit cards can mean big trouble if a consumer is not careful.

Applying for a credit card involves filling out a form. This form asks for your personal information like telephone number, address and social security number. You also have to provide information about your income, including your employerís name, address and phone number. You are given a page of information about the interest rates, fees and other charges and then asked to sign saying you agree to these terms. It is important to be honest about your information. Many times the credit card company will check out your information and being dishonest may mean you are denied.

Understanding the terms can mean the difference between a good credit rating and a bad credit rating. These terms tell you how much interest will be charged to your purchases. It also explains how long you have to pay off your purchases before these interest charges kick in. there is also important information about charges for going over you credit limit or paying late. Before you sign you should completely understand everything that is in the credit card terms.

Applying for a credit card is a matter of reading and writing. You need to read all the information included with the credit card offer and once you decide to sign up for the card, make sure you fill out the information completely. The best tips on how to apply for a credit card are to simply understand the terms and be truthful in your application.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting Apply For Credit Cards

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One of the common questions asked by web site owners is: "Iím getting plenty of hits but no sales Ė what is going on?" This article will give you some tips on how to address this issue.

Your Product

The first area to review is the product or service that you are offering. Does a market exist for it? To answer this question you need to find out whether similar products are being sold on the Internet successfully. If not, you may need to rethink your Internet strategy. If others are selling a similar product successfully, then this would tend to confirm that there is a market for your product.

Next, look at the strategy and pricing being adopted by your competitors. How do you compare? Why should your visitors buy from you rather than one of your competitors? Answering these questions will provide you with valuable information you can use to improve your situation and generate more sales.

Also, take a critical look at your product quality. Does it live up to the claims you are making on your web pages? If not, improve your product so that it does or modify your web page to be more truthful about it.

Provide Solutions

Your visitors are looking for a solution to a problem. Do you know what problems your visitors are looking for solutions to? Does your web site show how your product will solve your visitorís problem? You will need to put yourself into your visitorís shoes to better understand what they are seeking so that you can provide the solution they need.

One way to better understand your visitors is to monitor where your visitors are coming from. If they are coming from the search engines, knowing what search terms they are using can provide some clues. You may find some surprises when you review this information about your site.

Once you understand the problem your visitors want solved, revise your web pages to show that your product will provide the solution they need.

Site Design

Your site needs to look like it is a commercial web site rather than an amateur home page. The design needs to be consistent from page to page and it needs to be easy to navigate. Contact details including physical address, phone numbers and email address need to be shown.

Graphics need to be minimized to ensure that your page downloads quickly. Also, ensure that your web host provides a fast connection to the Internet. Most people will not wait for a page that takes a long time to download. They will just move on to your competitor.

Make it easy to order. I recall seeing statistics recently that suggested that a large number of people abandon a web site in the middle of the order process. A common reason for this is that the order process is too time consuming and complicated. Make yours simple and quick and you will lose fewer sales.

Ensure that your web page has a strong headline that grabs your visitors and makes them want to read more. Your headline should in effect say "You have this problem, here is the solution". Your web site should then demonstrate that you understand the problem and that you can in fact provide the solution.

Testimonials and Guarantees

Testimonials and guarantees can have a huge impact on your level of sales. On the web, a key priority is to build credibility. The common methods used are having a privacy statement, publishing a newsletter, publishing testimonials from satisfied customers and providing a strong guarantee.

Take every opportunity to gather comments from your customers about how your product has helped them. Get their permission to publish these comments as testimonials. If need be, provide them with a gift for giving you their permission to publish their comments. A way of getting comments is a customer feedback survey. This can be used for the purpose of gaining testimonials as well as seeking ways to improve your product or develop additional products your customers may need.

A strong guarantee will provide your visitor with greater confidence to purchase your product. Try to make your guarantee simple and without too many conditions. Always honour your guarantee without question or delay.


Getting plenty of hits to your web site is a very positive situation to be in. By implementing some of the hints provided in this article, you can convert these visitors into being your customers.

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